tomo credit card reddit

When I graduated college with a full-time investment banking. You can check us out here if youre interested.

Stumbled Upon A New Credit Card Called Tomo Shoul Page 8 Myfico Forums 6036846

Since you can get up 20 cashback you can refer up to 19 people every 3 months to get the most out of the credit card.

. The credit card of. Get 0 Intro APR up to 21 Months Enjoy Interest Free Payments until 2024. Up to 10000 Credit Limit.

Here is the breakdown for a made-up Visa card number 4716 3724 7357 4093. A few things to know before using the Tomo Card. As you know 20 cashback is a lot.

Yet Tomo denied me for a credit card. 73 out of 10. Ad Find your next favorite card with our trusted comprehensive reviews.

Yeah people kind of love our card. Hi Reddit Im Kristy Kim the CEO of TomoCredit and we are creating the credit card of tomorrow with no fees no interest rates and no credit history requiredOur underwriting system focuses on analyzing cash flows and alternative data sets to approve individuals for our card. Instead they will look at your bank accounts and based on your savings earnings and spending habits they will either approve or decline your application.

The Tomo Credit Card issued by Community Federal Saving Bank is designed for anyone with no credit history who wants to start building their credit and earn unlimited 1 cash back on all purchases. Doordash 90 Value Free 3 months of DashPass and 5 off each month plus more. 0 Fees 0 APR.

See Cards Youre Pre-Approved for Before Starting Your Application. Plus youll pay no annual fee. Turn to the Nerds for a full list of pros cons and a list of rewards offered.

Its not supposed to be secure but it can be used to check against fat-fingering account numbers. You can use that credit history to get more valuable cards later. The 70th percentile of wage-earning households brings in 107908 annually and has 64144 in standard expenses.

Instead of gauging your credit score Tomo determines your eligibility based on your financial history. It provides 1 cash back on all purchases and gets reported to all three major credit bureaus. Top credit card wipes out interest until 2023.

HelloFresh 90 Value Discounts on your first 5 boxes plus free shipping. Other than that I think Tomo is wonderful credit card company to apply for. Instead TomoCredit makes money from interchange fees a surcharge assessed on.

It just needs to specify that it would run a soft credit check instead of no credit check. The latest tweets from tomocredit. 4 indicates that its a Visa brand.

Ive contacted Tomo support several times about this and their latest answer is that its TransUnions fault and that TU is. Ad Credit Cards with 0 Interest Until 2024. Once I filled out email and info on their website I got an email to complete the process.

The process is relatively simple. The Tomo MasterCard comes with 1 cashback on all purchases. Theres no APR because you cant carry a balance.

For each person that you refer and gets approved for the card you get an additional 1 cashback bonus for 3 months. Discover more about the Tomo credit card including the caveats you should be aware of before applying. This is also what impacts your.

Ad Apply With Confidence. Join 30000 people choosing financial autonomy Tomo addresses the problem of fair access to credit and will hopefully inform and inspire other companies to do the same. You CANNOT carry a balance.

Nah just wait it out. Perfect for someone new to credit score. However Tomo automatically charges your bank account to pay off your balance weekly.

Lyft 60 Value Take 3 rides with Lyft and earn 5 in credit. There are no fees nor APR and you even get cashback. Tomo offers an unsecured credit card with no credit check interest or fees.

Compare the Best Card Offers Now. The Tomo Mastercard is a no annual fee credit card that does not perform any credit checks when you apply for their card. Your credit limit which will range from 100 to 10000 will also.

It doesnt pull your credit score for approval yet reports to the credit agencies. The Tomo credit card is a great choice for those who need to build their credit. Applied and got approved for my first credit card.

Your credit limit seems to be around 37-40 of your bank balance monthly income. Tomo is the next generation of credit card catered to young adults. If you have credit card debt transferring it to this top balance transfer card secures you a 0 intro APR into 2023.

Card arrived in 4 days. Enjoy Cardholder Benefits Such As 0 Fraud Liability and No Foreign Transaction Fees. Ive been a TomoCredit cardholder for about 9 months now and Tomo still has not reported anything to TransUnion they have reported to Equifax and Experian but it took five or six months.

Assuming 50 of such expenses are charged to this card total annual card spending. Credit limit increases are granted by virtue of on-time payments or by linking more bank accounts. 716 3724 indicates some issuer and country-specific information.

To have an equal opportunity to obtain our credit card. No Credit History Required. The Tomo Credit Card doesnt charge any fees or interest.

ShopRunner 79 Value Complimentary membership free 2-Day shipping and free returns. 7357 409 is the internal to the issuer account number. Tomo Credit Card.

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I M Kristy Kim And I M The Ceo Of Tomocredit A Vc Backed Fintech Company Creating The Credit Card Of Tomorrow With No Fees No Interest Rates And No Credit History Required I M Doing

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